Banks dip into surplus funds, short-term borrowings to support credit growth

By KLF AI Desk•18 May 2026, 08:31 am•

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Public sector banks are increasingly relying on surplus funds and short-term borrowing from the RBI to meet loan demand as deposit growth lags. But analysts caution that without stronger deposit mobilization, credit growth may face constraints.

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Banks dip into surplus funds, short-term borrowings to support credit growth

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