Credit card issuers can report accounts as ‘past due’ only after three days of non-payment: RBI

By KLF Times Desk•27 Apr 2026, 03:22 pm•

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A past due loan is a debt such as an EMI or mortgage, that has not been paid by its scheduled due date, which is usually 15-25 days after the credit card spend statement is generate

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Credit card issuers can report accounts as ‘past due’ only after three days of non-payment: RBI

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