India Finance Shorts: Avoid this costly Home loan mistakes

Home Loan


Home Loan
India borrowers: Cibil score benefits. Your CIBIL profile, income proof, FOIR, and existing EMIs decide approval and rate—compare at least three lenders, read sanction terms, and avoid rushing into balance transfer without break-even math.
01 May 2026, 05:58 am

State Bank of India’s average home loan ticket size has jumped to Rs 51 lakh from Rs 35-40 lakh two years back; Chairman CS Setty calls for review of definition of affordable housing.
18 May 2026, 05:58 am
Home Loan
The amount you borrow should depend on your personal financial situation, including monthly expenses, existing liabilities, lifestyle needs, and long-term financial goals such as children’s education, retirement planning, or emergency savings. Ideally, the EMI should not exceed 3
16 May 2026, 08:50 am
Home Loan
The Reserve Bank of India has kept the repo rate steady at 5.25%. Home loan borrowers may see temporary relief. However, rising inflation, driven by global events, suggests a potential repo rate increase in upcoming meetings. This could lead to higher home loan interest rates. St
15 May 2026, 05:35 am

Home Loan
The interest rate gets all the attention, but a few extra charges can quietly increase what you pay.
14 May 2026, 07:03 am

Home Loan
Home loan insurance adoption surges 7-fold in 5 months as borrowers prioritise financial protection Fortune India
09 Jun 2026, 10:26 am