Mortgage rates Thursday, May 14, 2026 | Fortune

This report covers key India-focused updates related to loans, EMI, interest rates and banking. The average interest rate for a 30-year, fixed-rate conforming mortgage loan in the U.S. is 6.395%, an increase of about 5 basis points from the day before, according to data from mortgage data company Optimal Blue. Meanwhile, the average rate for a 15-year, fixed-rate conforming mortgage loan is 5.720%, down about 2 basis points for the same period. Here’s a quick look at week-over-week rate changes. Fortune reviewed the latest Optimal Blue data available on May 13, reflecting rates for loans locked in as of May 12.