PNB to raise RAM share to 57% in FY27, 60% thereafter to improve profitability: Ashok C...

This report covers key India-focused updates related to loans, EMI, interest rates and banking. PNB to raise RAM share to 57% in FY27, 60% thereafter to improve profitability: Ashok Chandra Copy Link Share on WhatsApp Share on Linkedin Share on X Share on Telegram Share on Facebook PNB has guided for 12–13% credit growth in FY27, higher than FY26 guidance, with the bank confident of exceeding the target. PNB believes profitability will structurally improve once the RAM-corporate mix reaches 60:40.