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Bank News
Helping friends or relatives with money may seem generous, but personal loans and loan guarantees can create long-term financial stress. If the borrower fails to repay, your savings, future investments, and even relationships may suffer. Many people underestimate how risky it is
19 May 2026, 12:50 pm
Bank News
The recent decline of the rupee against the dollar boosts the demand for cross-border payment and fintech services as businesses increase overseas transactions amid currency volatility.
16 May 2026, 02:01 pm
Bank News
Your salary is just the start for loan approval. Lenders scrutinize your income after deducting all current EMIs. This remaining amount, measured by the Fixed Obligation to Income Ratio, dictates your borrowing capacity. Keeping this ratio below 50% is key. Existing EMIs signific
25 May 2026, 01:11 pm
Bank News
If the lender bank decides to deploy any technology-based mechanism for restricting or disabling the functionalities of a mobile device of a borrower, it shall ensure adopting a graduated approach rather than disabling the device, ab initio; it can’t disable essential services li
25 May 2026, 12:46 pm
Bank News
The West Bengal government has ordered a comprehensive audit into a multi-crore cooperative bank scam. This investigation focuses on alleged irregularities in long-term loan disbursals over the past 15 years. An FIR has been filed in Bardhaman district, with more expected. The st
25 May 2026, 12:26 pm
Bank News
Indian Railway Finance Corporation is set to raise USD 2 billion through external commercial borrowing. This funding will primarily be in Japanese yen to support business growth in the current financial year. The company has already secured a loan agreement for USD 1.1 billion.
25 May 2026, 12:25 pm
